It’s tough being a college student these days, and not just because of the cost of a higher education, with student borrowing now exceeding the level of household debt incurred by credit cards. Whether one’s tuition is covered by scholarship or bank loan, the remaining expenses also represent a formidable financial challenge.
The price of textbooks, for example, has skyrocketed. Food, clothing, transportation and shelter cost about as much on campus as they do off. Few students are fortunate enough to cruise through their college years without having to take on some form of work in order to line their pockets. There are always extracurricular activities that will command their attention (and their cash), such as parties and football games, so financial stress is common in the dorms and halls of our learning institutions.
For those who work part time, those college moments are made all the more memorable by the fact that they are so hard-earned, never mind the scarcity of time. A payday loan can provide students with a bridge to their next paycheck, sparing them the agony of being “the broke guy” (or “the broke girl”) at the event. For a processing fee and some interest, you can have as much fun as everyone else – which is to say, hopefully, as much fun as the law allows.
Payday loans can also be used to avoid going hungry during the weekends, when the pre-paid cafeteria sits idle (because the cafeteria is closed). Scraping up loose change and bottle returns can provide for survival, but students should be smart enough to know that they don’t have to subsist on popcorn and Miracle Whip sandwiches. Easily-obtained payday loans guarantee that nobody has to learn on an empty stomach.