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With layoffs, downsizing and companies just downright shutting down, jobs are getting harder and harder to find. Whether or not it should, your credit report can have an effect on whether or not a company will hire you. Before you apply for those hard to get jobs you might want to check on how you will fare with a free credit report online.
Employers can check something as simple as parking tickets to see whether or not you respect law enforcement. Obligations of a contractual nature, such as paying off debts, if ignored can also be held against you buy a potential employer. Disregarding a bill completely, or even being consistently late with payments, can discourage an employer from hiring an individual.
Some employers even view these people as being dishonest, dirt bags or deadbeats. Harsh but true. It is someone’s job to look into your past and find out how responsible, or irresponsible, you are. The check debt, honesty, obeying the law and job history. People who make a living doing this are ruthless. If they recommend someone that doesn’t work out, it’s their butt on the line.
Don’t give them any ammunition. Check your credit report.